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[3] Because most loan funds are not assigned an RSSD, we likely did not identify a substantial share of the CDFI loan funds that exist in HMDA datathough its important to note that only a small proportion of loan funds are certified CDFIs, and that CDFI loan funds tend to focus on other forms of consumer and business lending than home mortgages

One thing I learned in training was that it's a pretty common Eye Dee Ten Tee error to not open it up and carefully dust out with anti-static tool or canned air every year or so

They are cheaper than full ones and you can amass a larger collection more quickly as they are more common

Pfeifer GP, Denissenko MF, Olivier M, Tretyakova N, Hecht SS, Hainaut P