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A loss adjustor investigates claims and works out the coverage and resulting settlements

How Old Do You Have to Be to Vape Vaping has become a widely used alternative to traditional cigarettes, but concerns about its health effects, particularly among young people, have fueled a complex regulatory environment

Smokers are 12 to 13 times more likely to die from COPD than nonsmokers.

By embracing vaping as a legitimate tool for smoking cessation, enacting pro-consumer legislation, and providing supportive public health messaging, Aotearoa New Zealand has demonstrated the potential of tobacco harm reduction through the adoption of safer nicotine products